Our nationally recognized residential mortgage team is looking to add an experienced and reliable Pre-Approval specialist to the sales team as loan volume increases.
Our assistants play a key role in supporting the team to facilitate the loan process for our clients and helping us offer them a concierge-type experience.
The ideal candidate will be people-oriented, well-organized, and an effective task manager.
Successful candidates will operate with incredible attention to detail and perform well under pressure.
The ideal candidate will have a desire to learn the mortgage industry, and be able to adapt to quickly changing priorities.
Successful candidates will also participate in and contribute to our team culture.
*Pre-Approval Specialist Responsibilities:*
* Review client's goals and expectations
* Follow up on additional items that may be needed with each client
* Calculate the borrower's income, assets, downpayment scenarios, etc.
* Run automated underwrite systems (AUS) like DU and LP
* Complete the Deal-Killer Checklist on every pre-approval
* Review and analyze all potential loan programs
* Deliver professional pre-approval results presentation to the borrower
* Consult the client about rates, terms, closing costs, and/or financial options
* Maintain the company/team's CRM with accurate and clear information about each client.
Complete a Pre-approval summary on every file.
* Call/email/text the cleint's Real Estate Agent after every pre-approval to update them on the client's status
* One hour of outbound calling/dialing per day.
*Qualifications:*
* Minimum 2 years of experience in the Mortgage Industry
* Proficiency in Microsoft Office products including Outlook, Word, and Excel
* Ability to calculate income for W2 employees, self-employed borrowers
* Excellent knowledge of mortgage underwriting guidelines
* Proficient in DU/DO, LP & Major Origination Systems
* Must have excellent verbal and written communication skills
* Previous experience in mortgage, finance, banking, or real estate
*Language Requirements:*
- Must be *fluent in English*
- Must speak, read, write in one (or more) additional language: *Russian or Ukrainian*
*Compensation & Benefits:*
§ Full time position – 40hr/week
§ 10-days of PTO per year + 9 holidays which include 2-floating holiday days
§ Full medical, dental, vision & 401K coverage
§ Stocked kitchen with breakfast, lunch & snacks
§ Team events, and happy hours
Work is on location / Encompass experience is a bonus / Salary DOE.
Job Type: Full-time
Pay: $25.
00 - $30.
00 per hour
Benefits:
* 401(k)
* 401(k) matching
* Dental insurance
* Flexible schedule
* Flexible spending account
* Health insurance
* Health savings account
* Life insurance
* Paid time off
* Professional development assistance
* Vision insurance
Schedule:
* 8 hour shift
* Monday to Friday
Work setting:
* In-person
* Office
Education:
* High school or equivalent (Preferred)
Experience:
* Customer Service: 1 year (Preferred)
* Mortgage: 2 years (Required)
Language:
* Ukrainian (Preferred)
* Russian (Preferred)
Work Location: In person
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